Cream oil & sugar until fluffy with mixer. Add eggs, beating well after each. Add bananas.
Add dry ingredients and mix well.
Using a spatula or bowl scraper, add nuts and chocolate chips and mix by hand.
Pour into 2 greased bread pans (or about 4 mini-loaf pans).
Bake at 350 degrees for about 45 min. Top should be springy, but not spongy.
Eat plain, or with butter, and add a fruit plate if desired.